Skip to main contentSkip to navigationContact Us | Français | CIBC Websites
Hospital Protector Plan

CIBC Hospital Protector Plan

If you are hospitalized for twelve hours or more as the result of an accidental injury, the CIBC Hospital Protector Plan will pay you, provided you are under age 65*, a daily benefit amount of up to $300 for each day that you are hospitalized (for up to 365 days).

The daily benefit is doubled if you are hospitalized in an intensive care unit.

The daily benefit is doubled and limited to 30 days if you have to be hospitalized for an accidental injury, while travelling within the U.S., Mexico, Europe, the Caribbean, Australia or Japan.

You can use this money any way you wish and the benefit payment is tax-free.

*Reduced benefits apply at age 65 or older. See your Certificate of Insurance for details.

Key benefits

Guaranteed acceptance

If you are a CIBC customer age 18 or older and under age 65 and meet the other eligibility requirements, your acceptance is guaranteed.

Greater security

Helps pay for the many expenses that can result from an unexpected hospital stay due to an accidental injury.

Coverage options

You can choose a $100, $150, $200 or $300 daily benefit amount.


Your monthly premium payments can be made from either your CIBC personal deposit account or your CIBC credit card account.

Affordable rates

Premium rates are based on the daily benefit amount for single or couple coverage and start as low as $5.95 per month.

30-day review period

If you decide that you don't need this valuable protection, you may cancel within the 30-day free review period and pay nothing!


For more information about product terms and conditions or for assistance please call CIBC Insurance Company Limited at 1-888-393-1110.

Trademarks and Disclaimers

Products and their features may change at any time. This is a general description only. Some limitations and exclusions apply. A detailed summary of the terms, conditions, benefits, limitations, exclusions and other provisions are contained in the Certificate of Insurance. Download a sample copy of the current Certificate of Insurance (4 MB) used for new customer enrolments or receive your copy upon enrolment. CIBC Hospital Protector Plan is underwritten by CIBC Life Insurance Company Limited.

Text Size: Set smallest text size Set medium text size Set larger text size Set largest text size Contrast: Normal | High